Clearwater is a conflict-free registered investment advisor offering the key benefit of prudently buying equities and similar risky securities in the bear market bottoming, not at the top. Fiduciary responsibility in its purest form:  Independence, competence, and conflict-free. 

I have no conflicts that would interfere with my noble aim of navigating and explaining the evolving financial crisis to benefit my clients.  
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Clearwater purchases for clients only liquid securities available on Interactive Brokers' low-cost, independent platform.  No complaints, no conflicts. 

Clearwater is conflict-free, adhering to timeless wisdom, which is probably said best in Exodus 23:8.

"And thou shalt take no gift: for the gift blindeth the wise, and perverteth the words of the righteous." Exodus 23:8 — King James Version

Call me at 917.696.7131 or email me at [email protected]

Clearwater charges 1% of assets under management up to $500,000 and 0.75% after that.   

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why choose clearwater

Common Sense​analysis and
​Communication

Common sense to keep my clients informed about the dynamic mood of the financial markets. Unclouded by marketing rationalizations, clients benefit seeing the future more clearly.  

Study everything, "Absorb what is useful, discard what is useless and add what is specifically your own." --Bruce Lee 

Tried and Tested; No suprises

The herd is groomed into thinking there is still hope that fortune favors the brave.
 
But the advantage comes to those that perceive rather than leap to participate.  

Clearwater's trusted guidance for times to  survive and times to thrive.

Candor and Truth in the era of mistrust

Clearwater does not answer to a parent company’s short-term earnings objective or cross-sell products for them.  

We use only the best mutual funds, primarily low-cost index funds.  No revenue sharing or other kickbacks, hidden or otherwise.

A prerequisite for accurate analysis and honest communication is dealing with an expert; the other firms are marketing firms, not experts representing clients that they have their best interest in mind. 

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Expert INVESTMENT ADVICE and
PORTFOLIO MANAGEMENT that makes sense.

About clearwater

Clearwater Investment Management, LLC, is a Regional Financial Advisory based in NJ, and headed by Ron Granberg, Chartered Financial Analyst with 30 years of experience.

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what we do

We provide expert financial advice for individuals & organizations.

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testimonial

"Ron has taken the time to explain the big picture and the important details. I trust him and recommend him for everyone, especially for novices.” 

--Stefan Siemon, San Diego CA

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​"Great advisor, no BS."

—ROGER YIN, S. BRUNSWICK, NJ

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