• Imagine an advisor that's not trying to sell you something, nor has he crafted his pitch or product in a clever form of financial framing. 
• Imagine a firm that hasn't the need to limit legal liability to such an extent that they won’t advise you about market cycle risk. You, the novice, must take on the most important risk management aspect, even as they encourage you to speculate with their incessant optimism.
• Imagine a firm that will never present you with an investment-specific authorization form that specifically limits the company's liability because the investment is so stupid as an "investment" that you are bound to want to sue. No tricks and traps at Clearwater. 
• Rather, I will strive to lift your understanding of all aspects of finance to my expert level. I also want to increase your available mental bandwidth to think about the big picture and intelligently play to win. 
  

In an uncertain world,
it makes sense to partner with the
​best financial advisor you can find.

Explore Our Services

why choose clearwater

​analysis and
​Communication

​Technical, fundamental, and economic analysis is communicated regularly to clients to keep them informed not only about the dynamic trend and reversal aspects of the financial markets and their investments, but also interpretive analysis of monetary and economic activity. 

Investment portfolios are constructed and modified to prosper in all markets (bull & bear).

​ACTIVE MANAGEMENT

Everyone's market strategy is to avoid the ravages of the bear market and then move into equities and other risky assets at each important market bottom. Clearwater has expended the time and money to accomplish just that. As well as, getting out at the top, of course.

To prosper over the long term requires buying the right securities and right asset classes at the right time to buy it. Same for the sell time. 

"What a wise man does in the beginning, a fool does in the end" 
--Buffet
  

​

We answer
​only to you

We don’t have to answer to a parent company’s short term earnings objective or cross-sell products for them.  Only  low-cost high-quality custodians, and low cost mutual funds, and ETFs as well as individual stocks are used. No revenue sharing or other kickbacks, hidden or otherwise.

No salesmen and no sales pitch.

"It is difficult to get a man to understand something, when his salary depends on his not understanding it."  --Upton Sinclair

Learn more about us

Expert INVESTMENT ADVICE and
Customized PORTFOLIO MANAGEMENT.

About clearwater

Clearwater Investment Management, LLC, is a Regional Financial Advisory based in Princeton, New Jersey, and headed by Ron Granberg, Chartered Financial Analyst with 27 years of experience.

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what we do

We provide expert financial advice for individuals & organizations.

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testimonials

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"Great advisor, no BS."

—Roger Yin, S. Brunswick, NJ

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—Jane Doe, Monmouth, NJ

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—John Doe, Dallas, TX

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