Fee of 1% of Assets under Management up to $500k, then 0.75% thereafter, at low cost Interactive Brokers. Min $250k

Clearwater is a money manager and advisory who has responsibly protected his clients this far and will continue doing so into the future eventually buying at the bottom when it is safe and profitable to do so for my clients. 

At the same time, the Investment and Insurance Industries used endless optimism without shame, supported by worthless analysis to assist the herd with buying at the top.  

Clearwater is  without any conflict of interest, the best type of firm to deal with from your perspective or anyone's perspective, including foundations and endowments. 

​Well aside from being conflict-free I’m free from loyalty to groupthink and free from clever marketing schemes that exploit the gullible.  I am loyal to my clients individually and because I’ve read everything I know what works and what doesn’t.  So remember, I’m finding the bottom for  my clients, the others are not, so call me or email me.   917.696.7131 or Ron@ClearWaterInvest.com

why choose clearwater

​analysis and
​Communication

I keep my clients informed about the dynamic nature of the financial markets with interpretive analysis of what matters and how to properly think about what is going on and going to happen. 

Study everything, "Absorb what is useful, discard what is useless and add what is specifically your own." --Bruce Lee 

​ACTIVE MANAGEMENT

The herd has been brainwashed into thinking their is still hope.

The advantage comes to those that perceive rather than leap to participate.

"What a wise man does in the beginning, a fool does in the end" 
--Buffet
  

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We answer
​only to you

Clearwater doesn’t answer to a parent company’s short-term earnings objective or cross-sell products for them.  Only low-cost, high-quality custodians and primarily low-cost index funds.  No revenue sharing or other kickbacks, hidden or otherwise.

No salesmen and no sales pitch.  A prerequisite for accurate analysis and honest communication.

"It is difficult to get a man to understand something, when his salary depends on his not understanding it."  --Upton Sinclair

Learn more about us

Expert INVESTMENT ADVICE and
Customized PORTFOLIO MANAGEMENT.

About clearwater

Clearwater Investment Management, LLC, is a Regional Financial Advisory based in NJ, and headed by Ron Granberg, Chartered Financial Analyst with 27 years of experience.

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what we do

We provide expert financial advice for individuals & organizations.

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testimonial

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​"Great advisor, no BS."

—ROGER YIN, S. BRUNSWICK, NJ

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