Clearwater is a Greater Princeton Regional Financial Advisory Firm

Services.

Clearwater works for YOU.
​

WE'RE A PRIVATE, FEE-ONLY, INDEPENDENT FIRM.

HERE'S WHAT THAT MEANS FOR YOU:
​

• We make no commissions
• We do not have to answer to a parent company’s short term earnings objective
• We have no financial incentive to recommend one mutual fund, ETF or asset class over another
• We do not sell our own investment products
• We receive no compensation from any company to recommend its products ​
• We have no third-party revenue-sharing agreements
• We do not sell a parent company's fund investment suite, nor do we cross-sell products for them

We aim only to generate good returns for you. Period.

Monitoring Financial Market Stability

Monitoring the uniformity and divergence of movement in individual securities and indices provide alertness to possibility of a  trap door environment.  Clearwater acts to capture as much of upward (bull market) price increase without thoughtlessly risking client portfolios at market tops.  

Entry points at bear market bottoms are informed by technical analysis and market history of bottoming processes.

Security Selection

Security analysis at Clearwater puts risk management at the heart of the matter.  At most other firms, risk management and security analysis is blunted by behavioral and incentive-based biases.

We take valuation risk, business/earnings risk and balance sheet/financial risk serious.

Try to find another advisor to work with who's a CFA and an ex-security analyst.

Deep Understanding of financial market price movements

​Multiple methods of market analysis are employed and shared with clients with the objective that clieints thrive during bull market primary advances and survive and even prosper in bear market environments. 

Schedule an Appointment

Communication Comes First

We communicate frequently with you. 

• Quarterly client letter discussing financial markets, outlook, and strategy
• Intermittent letters on note worthy developments
• Access to advisor by phone, text, email.