Navigating the complex world of investments can be overwhelming, especially if misled by marketing, media, or an advisor's incompetence or conflict of interest.  Now unsure where to turn, ClearWater Investment Management is here—your trusted investment advisor, offering clarity, confidence, and an agile hand to steer you clear of danger—identifying the most attractive entry points for equity, higher-income bonds, and other opportunities that arise during the unfolding financial crisis. Finding each asset class bottom for clients is a value-added service unavailable elsewhere, and Clearwater believes this comes with fiduciary duty at no added cost.

At ClearWater Investment, we understand that every investor's journey is unique. Whether you're a seasoned investor looking for a guide and uncommon insight to assist with surviving and then thriving or a newcomer seeking guidance on where to begin and needing a patient teacher, I’m looking for a long-lasting relationship with my clients, grounded in trust, transparency, and a commitment to your financial success. Clients have individual separate accounts.

One of the key principles that sets Clearwater Investment apart is its focus on clear communication—using historical context and the perspective of a buyer of assets concerned with durable price, not from the standpoint of the seller exploiting mood to expand a market for securities. Clearwater is conflict-free.
Financial jargon and complex investment strategies can be daunting for many investors, and for good reason. These products allow the sell side investment bankers and insurance agents to offer expensive solutions in synchronicity with the seeming solid bedrock of understanding narrated by the media. Ultimately, the creation of captive investors in illiquid and, at times, non-viable vehicles, sometimes motivated at peak moments of herd gullibility, is the efficient market hypothesis without conscience that is standard as industry best practice to maximize revenue.  
That's why, to demystify investing, I break down concepts into plain language that everyone can understand, making simple and obvious no-nonsense strategies. I’ll listen to your goals, concerns, and aspirations, but survival is the priority, for now. The personalized, customized investment plan that aligns with your objectives can be implemented as or shortly after these asset classes bottom.

Transparency is another core principle. Clear Water Investment believes in full disclosure and honesty when managing your investments. That means providing clear, easy-to-understand information about fees, risks, and potential returns. You can trust that we always have your best interests and will act with integrity and professionalism in all our dealings. Clearwater receives no commission or other financial incentive from any firm. Independence from group-think includes custodial services from a third-party independent custodian, Interactive Brokers LLC.  

​Perhaps most importantly, Clear Water Investment is dedicated to providing peace of mind to our clients. We understand that investing can be stressful, especially during times of great collective delusion when gambling is confused with investing. That's why we're here to offer support, guidance, and reassurance every step of the way. Whether you have questions about your portfolio, concerns about market conditions, or need a listening ear, I’m here to provide the clarity and confidence you need to weather any storm and find the paradise of the new bull market.

I'm going to find the financial market bottom resulting from the future set of panics. Naturally, I do not charge an additional fee for saving clients from this crash; instead, I position them so they can survive and then thrive in the future. I aim to continue serving my clients by continuing to advise and invest as the future unfolds. 

Neither do I fleece clients or waste their time with all the wild and elaborate schemes, doomed to fail, no matter how much clever marketing is expensed. I have no conflicts. 
And because of such, my clients nor I will be overwhelmed by emotion during this crash. Allowing us both to think about the bottom in real-time: an activity my competition does not do and has not planned for.  

And indeed, the senior management of large and small firms will not be thinking about you at the bottom as they lay off the last of the client-facing fools and foolish marketing strategists. They are thinking about their fleeting career prospects and the firm's fate to which they have long-term compensation, or worse. 

In the end, the narrative will blame investors for stupidity when new marketing people revive the virtue of the financial industry. The inclusion and diversity relationship they offered this time was the familiar predator-to-prey relationship that is only possible with optimism as the prevailing trend moving at last toward its absurd peak.

From the independent perspective ignoring the marketing spectacle, I can think about the bottoming process and exhaustion events and not be manipulated by groupthink, no matter how sophisticated it may be. I'll help my clients see the bottom in real-time so they are comfortable taking risk once again.

My expertise and more are elaborated on at www.Clearwaterinvest.com. I charge 1% of assets up to $500,000; thereafter 0.75%. The minimum is $250,000. Assets are managed at Interactive Brokers, which is SPIC insured, which is quite ordinary for a small advisory like mine.

Written on July 19, 2022
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For investors who need to avoid this collapse, Clearwater is a non-conflicted investment advisory that offers the key benefit of buying at the bottom.

Unlike nearly all my competitors who are marketing firms, I have your best interest in mind when investing your money.

I'll help you survive and then thrive in the future. Call me!

​For investors who need to avoid this collapse, Clearwater is a non-conflicted investment advisory that offers the key benefit of buying at the bottom.

Unlike nearly all my competitors who are marketing firms, I have your best interest in mind when investing your money.

I'll help you survive and then thrive in the future. Call me!

​Someone needs to hold these falling securities during the decline. Won't be my clients.
 
The large firms facilitate the sales of overpriced and over-hyped securities to the gullible and young. Many unthinking go along because they are herding, an aspect of human nature easily exploited by Dark-Triad influencers.
 
Having the right advisor to prepare you to survive makes a big difference in how you thrive later and a feeling of serenity during the pessimistic cluster of crashes. You should hire me.

​I don't study the Bible, but I came across this timeless wisdom.

And thou shalt take no gift: for the gift blindeth the wise, and perverteth the words of the righteous. Exodus 23:8 — King James Version

In order to give good advice, there must be no "gift" or conflict of interest to blind and pervert the business of giving advice. Lots of blind perversion going today, and for a while now.